Construction prices are at an all time high. Home ownership is fast becoming a luxury. The cost for building a new home is prohibitive. However, there are ways to make it happen. The reality of home ownership can be yours with a bit of creative financing and a lot of saving. You can put money aside a little at a time. Loading that onto a prepaid card can help you keep track of it. Once your construction is done, you will need some extra money to furnish it and buy the things you need for it. Finding ways to finance your new construction is a job in itself. There is more than one way to get … [Read more...]
Savings for Financial Security
You have budgeted like a crazy person; cut out extra expenses and cut back on things you couldn't cut out, and put some money away into savings. You finally feel like you are on decent footing if something goes wrong, financially. Though you feel prepared, are you truly? Think about how much your monthly budget is. Take everything into account from food to mortgage, entertainment to gas. Once you have a monthly number, compare that to your savings account. Is there enough there to last at least three months? If not, you may not be as ready for a disaster as your originally … [Read more...]